Energy EfficiencyJanuary 2026

Title 24 Window Requirements | Bay Area Guide

Understanding California's Title 24 for Window Replacement

Every window replacement project in California is subject to the state's Title 24 energy code. This is not optional — it is a legal requirement. If your contractor is not discussing Title 24 with you, that is a red flag.

What Is Title 24?

Title 24, Part 6 of the California Code of Regulations sets the energy efficiency standards for all new construction and renovations in the state. When you replace windows, your project must meet the current requirements.

The Two Numbers That Matter

For windows, Title 24 focuses on two performance metrics:

1. U-Factor

This measures how well the window prevents heat from escaping. In most of the Bay Area, the maximum U-Factor is 0.30. The lower the number, the better the insulation.

2. Solar Heat Gain Coefficient (SHGC)

This measures how much solar heat passes through the window. In most Bay Area climate zones, the maximum SHGC is 0.25. The lower the number, the less heat enters your home.

Bay Area Climate Zones

California is divided into climate zones. The Bay Area spans multiple zones:

|------|--------|--------------|----------|

ZoneCitiesU-Factor MaxSHGC Max
CZ03San Francisco, Pacifica, Sausalito0.300.25
CZ04Oakland, Berkeley, San Rafael, Mill Valley0.300.25
CZ05San Jose, Santa Clara, Fremont, San Mateo0.300.25
CZ12Concord, Walnut Creek, Pleasanton, Livermore0.300.25
CZ02Napa, Santa Rosa0.300.25

What This Means for Your Project

When you replace windows in the Bay Area, the windows you install must have NFRC-rated labels showing U-Factor and SHGC values that meet or exceed your zone's requirements.

Most quality vinyl windows from Milgard, Anlin, and other major brands meet Title 24 by default. But if you are looking at budget or custom imports, you need to verify the ratings.

How Compliance Works

Your contractor is responsible for ensuring compliance. The process typically involves:

1.**Window selection** — Confirm the windows have the proper NFRC ratings.

2.**Permit application** — The city requires proof of compliance.

3.**Installation** — The work must follow approved methods.

4.**Inspection** — A city inspector may verify the windows installed match the permit.

What If You Do Not Comply?

Skipping Title 24 compliance can result in:

Failed permit inspection

Requirement to remove and reinstall compliant windows

Fines in some jurisdictions

Difficulty selling your home if the work was not permitted

The Bottom Line

Title 24 is not a barrier — it is a quality standard. The windows that meet these requirements are better insulated, more energy-efficient, and will save you money on heating and cooling for decades.

Work with a licensed contractor who pulls permits and installs Title 24-compliant windows. It protects your investment and keeps your home legal.

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